An innovative testing device that emulates magstripe cards and takes away the need of any physical test card. The UL SmartStripe makes UL the first test tool vendor to offer a fully automated brand testing of a payment terminal over all three interfaces: contact, contactless and magnetic stripe.
Who is it for?
The UL SmartStripe is the perfect addition for acquirers and terminal vendors to complete their automated solution for testing and certification of payment card acceptance devices with magnetic stripe emulation.
Why do you need it?
Payment terminal user acceptance testing and brand testing requires tens, and with multiple brands, hundreds of physical test cards to conduct the required brand test cases. These physical test cards can get lost, outdated and corrupted. Maintenance of the complete sets of test cards per brand adds to the inefficiency of manual test case execution which is already time consuming.
The UL SmartStripe allows you to simulate magnetic stripe cards. The UL SmartStripe works seamlessly with UL’s payment acquiring test tools, UL Card Simulator and UL Brand Test Tool, providing a tester automated test execution and test card emulation covering now also magnetic stripe besides contact and contactless card images, including images for Visa, Mastercard, American Express, Discover, Diners Club, JCB, and UnionPay.
What is inside?
The UL SmartStripe emulates magnetic stripe tracks 1, 2, and 3. Simply insert the probe in the magnetic stripe slot of a card acceptance device and keep it in place while all test cases are executed. This saves valuable test execution time allowing to run more efficient testing.
The UL SmartStripe connects to a USB port and works without installing any drivers. The card track emulation is managed directly from a test tool. Besides using the UL SmartStripe to emulate correctly functioning magnetic stripe test cards, it is also possible to simulate parity errors (per byte) and errors in the LRC (per track) as well as configure different bit rate per track.
On the left, physical magnetic stripe card. On the right, UL SmartStripe card emulator
Testing a POS terminal with UL SmartStripe
- Fully automated brand testing of a payment terminal over all three interfaces: contact, contactless and magnetic stripe
- Takes away the need of using a physical test card when testing a POS terminal
- UL SmartStripe can be left in reader, no manual swipe
- No more expired or damaged physical test cards
- Automates your brand testing environment
- Magnetic Stripe emulation Track 1, Track 2, and Track 3
- Track 1:
- Up to 85 bytes
- 6 data bits per byte
- Track 2 and 3
- Up to 120 bytes
- 4 data bits per byte
- Fully automatic swipe, controlled by PC
- USB connection (no drivers need to be installed)
- No additional power supply
The UL SmartStripe is part of the SmartTesting portfolio developed by UL. The portfolio consists of dedicated hardware components for testing smart cards and terminals (POS and ATM). These include UL SmartStripe (for magnetic stripe emulation), UL SmartLink Box (for contact chip emulation) and UL SmartWave Box (for contactless card and NFC mobile phone emulation). For ATMs and other devices equipped with a motorized reader with a shutter we have a dedicated UL ATM Certification Module for UL Card Simulator and UL Brand Test Tool.
POS terminal tested by simulating all three card acceptance interfaces using UL SmartStripe, UL SmartWave Box and UL SmartLink Box.
The UL SmartStripe testing device can be used with:
UL Card Simulator
The UL Card Simulator simulates the real behavior of a payment card without the need for any physical magnetic stripe or EMV cards. It simplifies the terminal testing procedure in many ways, mainly by eliminating the dependency on EMV issuers and schemes for physical test cards. UL Card Simulator includes support of card images for brand testing of Visa, Mastercard, American Express, Discover, Diners Club, UnionPay and JCB
UL Brand Test Tool
The UL Brand Test Tool (BTT) allows you to validate the configuration of your EMV terminals - both Automated Teller Machines (ATM) and Point of Sale (POS) terminals. It offers the required tests to verify acceptance of EMV cards for Visa, Mastercard, American Express, Discover, Diners Club, UnionPay and JCB. Use UL BTT to test terminals within the environment of use and within the brand settings used in the field. The ultimate goal of these tests is to have an EMV-compliant and payment association-certified terminal that can perform trouble-free transactions within your payment infrastructure.
UL Integrated Test Automation Module
UL Integrated Test Automation Module is an extension to the Brand Test Tool. It allows to create a fully automated terminal test environment combining the Brand Test Tool with your proprietary test automation environment, linked to your test automation environment using a TCP/IP connection. If your test automation environment is capable of simulating ‘physical’ behavior (such as key entry), you are able to run a full brand certification test without the involvement of a test operator.